What could uninsured flood damage cost you?

Flood Facts: Did you know?

  • Floods can occur in any state

  • Although varying in risk, every one lives in a flood zone

  • Your homeowners policy most likely will not protect you against flood 

  • As little as one inch of water can cause costly damage

  • Flooding can be caused by winter storms or the melting of snow

  • Risk of flood can increase when newly developed land changes runoff paths

  • Federal disaster assistance is usually in the form of a loan that must be repaid, with interest

  • For those living in lower risk area, there are flood policies available starting as low as $129 a year

  • In most cases, there is a 30 day waiting period before a flood policy takes effect

  • In a high risk area, the chance of a home being damaged by flood is more than twice the chance of fire

  • 20% of flood claims and one-third of disaster assistance are from people outside of high risk areas

 * information provided by the National Flood Insurance Program