What could uninsured flood damage cost you?

Flood Facts: Did you know?

• Floods can occur in any state

• Although varying in risk, every one lives in a flood zone

• Your homeowners policy most likely will not protect you against flood 

• As little as one inch of water can cause costly damage

• Flooding can be caused by winter storms or the melting of snow

• Risk of flood can increase when newly developed land changes runoff paths

• Federal disaster assistance is usually in the form of a loan that must be repaid, with interest

• For those living in lower risk area, there are flood policies available starting as low as $129 a year

• In most cases, there is a 30 day waiting period before a flood policy takes effect

• In a high risk area, the chance of a home being damaged by flood is more than twice the chance of fire

• 20% of flood claims and one-third of disaster assistance are from people outside of high risk areas

 * information provided by the National Flood Insurance Program