Personal effects insurance & emergency vacation insurance: RV owners have unique insurance needs. Make sure you’re protected.

Are you relying on a standard auto insurance policy to financially protect yourself as a RV owner? If so, you could be making a costly mistake.

For instance, many auto insurance policies don’t include two types of specialty coverages that are important for RV owners: personal effects insurance and emergency vacation insurance. Both can be quite valuable to you in the event of a claim.

Get a free, no-obligation quote online from the experts at Explorer RV insurance. 

Why personal effects insurance and emergency vacation insurance are so important:

Personal effects insurance provides financial protection for all possessions you bring on board your RV. This includes items like clothing, computers, cameras, shoes, eyeglasses and much more. Most auto insurance policies don’t provide this type of coverage.

So, for instance, if your personal belongings become damaged or destroyed by a fire, you’ll be reimbursed for your loss up to the limits of your policy. Of course, this coverage is even more important if you’re a full-time RVer, as almost everything you own may be kept in your RV.

Meanwhile, emergency vacation coverage can be critical when you have a claim and can’t use your RV as your living quarters.

For example, let’s say you take a road trip with your RV. But, your RV becomes damaged, and you can’t live in it. Emergency vacation insurance reimburses you for most living expenses incurred while you’re unable to use your RV, up to the limits of your policy. Things like hotel stays and transportation back home could be eligible for reimbursement.

Most emergency vacation insurance coverages require you to be a certain number of miles away from home before the coverage applies.

Again, this specialty coverage is even more important if you’re a full-time RVer or use your RV as your primary residence.

The Explorer RV Insurance Agency has been protecting RV owners since 1997.

Trust our RV insurance experts to look out for your special needs as an RV owner. We’ll review your existing policies to see if you’re already covered with personal effects or emergency vacation insurance.

If you’re not protected – or if we can provide better, more cost-effective coverage – we’ll put together a tailored policy that will financially protect you. Just like we’ve been protecting RV owners since 1997.

Call us at 1-888-774-6778 for more information. Or, request a free, no-obligation quote for emergency vacation or personal effects insurance. Do so today as you don’t want to leave yourself vulnerable to a potentially large financial loss.