RV Information, Insurance, Maintenance, and Safety

Many full timers gravitate toward the warmer climates to enjoy the winter months in their RVs.  But what about the RV enthusiasts in colder climates who have limited time, or even the weekend warriors who need to fit RVing into busy personal and work schedules? 

Does your RV insurance policy provide Vacation Liability? Vacation liability, sometimes called “campsite” liability, protects you if someone (other than a family member) is hurt at your campsite, or in your RV, while it’s parked.  If you travel with pets, this coverage can be especially important in case Fido gets out and injures a neighbor, or a visitor trips over a piece of your firewood and breaks an arm.  Even if you have done nothing wrong, someone may accuse you of negligence leading to their injury.  This can result in costs to defend yourself, and a financial settlement if a jury agrees with your accuser.   Your homeowner’s insurance policy may not extend coverage and, since most standard auto insurance policies do not include this coverage for Recreational Vehicles and Travel Trailers, we suggest that you call your agent to see if you are properly covered.  You want to enjoy the RV Lifestyle, so don’t let the wrong coverage add stress to your life.  The time to learn what coverages and options are available is before a claim. For more tips on what to look for in RV Insurance, download  the  ’10 Questions To Ask Your Insurance Agent’  from Explorer RV Insurance Agency.  We specialize in protecting your RV Lifestyle. 

Our friends at RV Education 101 are offering a portable and convenient way to learn all about the care and use of your RV. 

From RV Business Daily News:

The 2012 New England Recreation Vehicle Dealers Association's Boston RV & Camping Expo is this week - February 2 - February 5, 2012.

"Trailer Life publications recently released its 2012 Trailer Life RV Parks & Campgrounds Directory. It is the official directory of the Good Sam Club, the world’s largest RV owners’ organization, and includes all Good Sam discount locations, according to a press release.

Is your Towing coverage a Roadside Assistance package, or merely a reimbursement of out-of-pocket expenses?   Do you have to locate a towing service, or do you have a toll free customer service representative willing to make the arrangements to get you back on the road? With so many towing packages available, it’s important to make sure you are getting the best bang for your buck. 

Protect your assets with Total Replacement Coverage for your RV.  If you bought your Recreational Vehicle new, or gently used, be sure to ask about this valuable coverage.  A new RV, like any vehicle, depreciates the minute you drive it off of the dealer’s lot.  If you financed your RV, the depreciated value may be less than the loan payoff at the time of loss.
 
Total Loss Replacement coverage gives you greater peace of mind, protecting your RV investment so that you can replace it with a new, comparably equipped unit.  The alternative might be additional out-of-pocket expenses to pay off the loan, or to get back into a new RV.  Otherwise, you may need to settle for someone else’s used RV. 
 
Total Loss Replacement is generally only available on a Specialty RV policy, and gives added protection against depreciation as your RV ages.  Call your agent before something happens to be sure you know what your policy covers.  For more tips on what to look for in RV Insurance, download  our free checklist  ’10 Questions To Ask Your Insurance Agent’ from Explorer RV Insurance Agency.  We specialize in protecting your RV Lifestyle!

Coming once again to the I-X Center in Cleveland, Ohio is the Ohio RV Supershow, which claims to be 'America's largest Indoor RV Show'.  The event will be held Wednesday January 4 through Sunday January 8, 2012.

Recreational Vehicle Buyers were drawn to an online offer for below market prices on RVs and Campers, only to find out it was a scam.  The website showed photos, listed an address, but in reality it was nothing more than a vacant lot. Victims made downpayments totaling almost $60,000!  The Nebraska State Patrol Auto Fraud unit is on the case.  Read the full article here: RV Buyers Victims of Neb. Online Dealer Scam