RV Insurance: Vacation Liability
Does your RV insurance policy provide Vacation Liability? Vacation liability, sometimes called “campsite” liability, protects you if someone (other than a family member) is hurt at your campsite, or in your RV, while it’s parked. If you travel with pets, this coverage can be especially important in case Fido gets out and injures a neighbor, or a visitor trips over a piece of your firewood and breaks an arm. Even if you have done nothing wrong, someone may accuse you of negligence leading to their injury. This can result in costs to defend yourself, and a financial settlement if a jury agrees with your accuser. Your homeowner’s insurance policy may not extend coverage and, since most standard auto insurance policies do not include this coverage for Recreational Vehicles and Travel Trailers, we suggest that you call your agent to see if you are properly covered. You want to enjoy the RV Lifestyle, so don’t let the wrong coverage add stress to your life. The time to learn what coverages and options are available is before a claim. For more tips on what to look for in RV Insurance, download the ’10 Questions To Ask Your Insurance Agent’ from Explorer RV Insurance Agency. We specialize in protecting your RV Lifestyle.
