Does Your RV Insurance Protect You Enough?
Specialty RV Programs do more to protect your RV. When choosing how to insure your Recreational Vehicle, check to see if your company offers coverages important to RVs.
A Specialty RV policy can protect you from depreciation in many cases, with optional:
- Total Loss Replacement, which can replace your RV with a comparable new one in the event of a total loss, or
- Purchase Price Guarantee coverage, which assures that the original amount of your investment is protected
If your RV is a total loss, and you have one of these coverage options, you can be shielded from depreciation and actually be paid more than your RV is worth. This will help replace your RV without the financial hit you might otherwise feel.
A Specialty RV policy can protect you from lawsuits and losses while RVing. Vacation Liability is a coverage that is available to provide Liability coverage for you and your family for a wide range of losses while you’re using your RV at a campsite.
A Specialty RV policy can help when your trips are interrupted. Emergency Vacation Expense reimburses you for travel and living expenses when your RV is disabled by an insurable loss. A Roadside and Technical Assistance Program is available for your entire household and all your vehicles, including your RV, cars and motorcycles.
A Specialty RV policy can protect your Personal Property. Coverage can be included to protect your personal property, such as cameras, tools, clothing, jewelry, computer, bicycles and other items.
A Specialty RV policy can provide Depreciation-Free coverage for awnings and permanently attached equipment added after-market.
A Specialty RV policy can also provide coverage for utility trailers, storage sheds, golf cards, scooters and small watercraft.
As an RV owner, you have unique insurance challenges. A Specialty RV Agent, such as Explorer RV, not only understands your needs, but has solutions!
To assist in determining your RV Insurance needs, download our ’10 Questions To Ask Your Insurance Agent’, and see if your policy provides the protection you need.
Explorer RV specializes in RV Insurance. Request a free, no obligation quote today!